Private Sector Credit Surges 12% in FY25, Signaling Economic Rebound
Private sector borrowing rose by 12% in FY25, marking a healthy recovery in bank credit and signaling growing business confidence amid falling interest rates and improving economic sentiment. Analysts predict the trend will continue into FY26.
PSX Ends Lower as Investors Lock Profits Ahead of Contract Expiry
The Pakistan Stock Exchange witnessed a dip of nearly 400 points as profit-taking activity intensified ahead of contract expiry. Despite recent historic highs, cautious sentiment and pressure from major stocks weighed down the index.
World Bank Proposes Industrial Decarbonisation Pathway to Tackle Pakistan’s Energy and Emissions Crisis
The World Bank has released a strategic roadmap to decarbonize Pakistan’s key industrial sectors, targeting energy efficiency and emissions cuts across cement, textile, steel, fertiliser, and paper industries. The recommendations aim to ease economic pressure from energy costs and align with national climate ambitions.
Roshan Digital Account Inflows Decline by 9% in June 2025 Despite Annual Growth
June 2025 saw a 9% drop in monthly inflows through Roshan Digital Accounts compared to last year, despite the platform recording strong annual growth. The decline raises questions around remittance behavior, investment sentiment, and future trends in diaspora banking.
Rethinking the Criticism: Why Banks Prefer Government Lending Amid Pakistan’s Economic Realities
Furqan Ali critiques the widespread perception of opportunism in Pakistan’s banking sector, arguing that reliance on government lending is a calculated response to deeper structural flaws. He urges for major public finance and economic reforms to enable a more balanced credit environment.
Salik Qadir Joins Bank Alfalah as Senior Product Manager to Strengthen Debit Card Strategy
Bank Alfalah has welcomed Salik Qadir as its new Senior Product Manager – Debit Cards. Backed by over 14 years of experience across top Pakistani banks, Qadir’s appointment signals a deeper push toward innovation and customer-centric growth in the bank’s retail card services.
Bank Deposit Rates Slide to 3.35% in June Amid Persistent Negative Real Returns
Pakistan’s average bank deposit rate declined by 14 basis points to 3.35% in June 2025, with real returns staying negative amid stubborn inflation. The latest SBP data reflects tightening spreads and ongoing pressure on savers despite a growing deposit base.
Roshan Digital Accounts Attract $182 Million in June, Total Inflows Cross $10.5 Billion
Roshan Digital Accounts received $182 million in June 2025, taking total cumulative inflows to $10.56 billion. The initiative continues to show resilience despite monthly fluctuations, reflecting sustained engagement from overseas Pakistanis.
SBP Infuses Rs11.4 Trillion into Banking System Through Reverse Repo and Shariah-Based OMO
The State Bank of Pakistan injected Rs11.4 trillion into the financial system via conventional and Shariah-compliant OMOs to ease market liquidity pressures and support short-term funding needs in July 2025.
Khurram Schehzad Highlights Fiscal Reforms, Declining Inflation and Growth as Signs of Economic Stability
Advisor to the Finance Minister, Khurram Schehzad, highlights Pakistan’s ongoing economic reform success, citing falling inflation, income growth, SME focus, and structural changes as drivers of sustainable economic progress.