The National Institute of Banking and Finance (NIBAF) Pakistan recently conducted a specialized workshop on “Cash-Based Lending & Product Development in Microfinance Institutions (MFIs)” from January 19 to 20, 2026, at its Islamabad campus. The face-to-face workshop was designed to strengthen the capabilities of MFIs in delivering efficient, innovative, and sustainable financial products.
Facilitated by Muhammad Nomaan, the workshop brought together key stakeholders from various MFIs across Pakistan. Participants received hands-on guidance on designing and managing microfinance products while ensuring operational efficiency and financial sustainability. The sessions emphasized practical approaches to cash-based lending, highlighting techniques to minimize risk and enhance repayment collection strategies.
A core focus of the workshop was the development of innovative microfinance products that meet the evolving needs of underserved communities. Participants explored best practices in product lifecycle management, market analysis, and the creation of client-centric solutions that balance social impact with financial viability. Case studies and interactive exercises provided participants with actionable insights applicable to their organizations.
Risk management was another significant component of the program, with detailed discussions on mitigating credit, operational, and market risks within cash-based lending frameworks. MFIs were trained on techniques to strengthen portfolio health, improve monitoring systems, and implement effective controls without compromising client access or satisfaction.
The workshop also highlighted the importance of sustainability in microfinance operations, demonstrating how strategic product design and disciplined lending methodologies can enhance institutional resilience while expanding outreach to low-income populations. Participants were encouraged to align product development initiatives with organizational goals and broader financial inclusion objectives.
This initiative reflects NIBAF Pakistan’s ongoing commitment to capacity building in the country’s microfinance sector. By equipping MFIs with advanced technical knowledge and practical tools, NIBAF ensures that financial institutions are better prepared to support inclusive growth, improve client outcomes, and foster innovation in the microfinance ecosystem.
The workshop concluded with a strong emphasis on applying learned strategies to real-world operations, positioning participating MFIs to enhance their impact, improve financial performance, and contribute to Pakistan’s expanding microfinance landscape.
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