The Bank of Khyber (BoK) has posted outstanding half-yearly results for 2025, showcasing remarkable growth in profitability and reinforcing its position as a key player in Pakistan’s financial sector. The bank’s performance reflects disciplined financial management, robust customer trust, and a strategy geared toward long-term value creation.
For the six months ending June 30, 2025, BoK reported Profit Before Tax (PBT) of Rs. 7,194 million, more than double the Rs. 3,481 million recorded during the same period in 2024. Profit After Tax (PAT) also demonstrated a sharp increase, reaching Rs. 3,365 million compared to Rs. 1,551 million a year earlier. This exceptional improvement underscores the effectiveness of BoK’s business model at a time when the banking industry faces economic pressures and regulatory shifts.
The strong earnings were attributed to a combination of factors, including sound risk management practices, cost optimization, and a continued emphasis on offering innovative financial services. Customer confidence in the bank’s operations also played a pivotal role, as BoK continues to expand its footprint and strengthen its service delivery across the country.
Recognizing the bank’s impressive performance, the Board of Directors approved an interim cash dividend of Rs. 1.5 per share, equivalent to 15 percent, for the half-year ended June 30, 2025. This decision highlights BoK’s commitment to rewarding shareholders while maintaining a balance between profit distribution and reinvestment for sustainable growth.
Hassan Raza, Managing Director and CEO of Bank of Khyber, expressed his appreciation for the collective efforts behind this achievement. He noted that the results were not only an indicator of financial strength but also a reflection of the dedication of the bank’s teams and the loyalty of its customers. According to him, BoK is working to build an institution that embodies inclusivity, innovation, and service excellence, ensuring it remains relevant in a rapidly evolving financial ecosystem.
Beyond the financials, the bank has placed emphasis on its role in contributing to the economic progress of Khyber Pakhtunkhwa and Pakistan as a whole. As regional and national economies continue to face challenges, BoK’s steady growth provides confidence in the resilience of the banking sector and its capacity to support businesses and individuals alike.
Looking forward, the bank has set its sights on enhancing its digital capabilities and expanding financial access. With growing competition in the banking industry and increasing demand for customer-centric digital services, BoK is actively investing in technology-driven solutions to remain competitive. This approach not only positions the bank as a forward-thinking financial institution but also ensures it plays a role in bridging gaps in financial inclusion across underserved communities.
The half-yearly performance of 2025 has firmly placed Bank of Khyber on a trajectory of sustainable growth. By balancing profitability with innovation, governance, and inclusivity, the bank has signaled its readiness to achieve greater milestones in the years ahead.
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