Aik, Pakistan’s first Islamic digital banking platform, has entered into a strategic alliance with Pakistan Telecommunication Company Limited (PTCL) to advance its technology infrastructure and support the expansion of secure, Shariah-compliant digital financial services. The partnership, centered around PTCL’s Smart Cloud, aims to deliver reliable, scalable, and resilient systems to meet the growing demand for digital banking across the country.
Under this agreement, PTCL will provide its secure cloud solutions to Aik, ensuring uninterrupted service delivery, data protection, and business continuity. The collaboration aligns with BankIslami’s broader digital-first strategy, which emphasizes accessibility, compliance with Islamic principles, and innovative technology as the foundation of its growth. By investing in advanced infrastructure, Aik is positioning itself to respond effectively to the rising adoption of digital channels by Pakistani consumers seeking convenient and trusted financial services.
The agreement was formalized at Aik’s headquarters in Islamabad in the presence of key leaders, including Ashfaque Ahmed, Chief Officer Aik, Waqar Ul Hassan, CIO Aik Digital, and Asif Ahmad, Group Chief Business Solutions Officer, PTCL & Ufone 4G.
Speaking on the occasion, Ashfaque Ahmed underlined the importance of technology partnerships in Aik’s mission to broaden access to Islamic banking. He noted that the collaboration reflects Aik’s commitment to building robust systems that not only ensure security but also simplify banking experiences for customers. According to Ahmed, the move will contribute to both financial inclusion and economic upliftment, enabling more people to benefit from Shariah-compliant digital solutions.
Asif Ahmad of PTCL echoed this sentiment, stating that the telecom operator is proud to support Aik’s digital journey. He emphasized PTCL’s long-standing role in enabling Pakistan’s digital transformation, pointing to the company’s investment in secure and innovative infrastructure that empowers both the corporate sector and the wider economy. “PTCL is pleased to play a role in shaping the future of banking by delivering cloud solutions that are both resilient and scalable,” Ahmad said.
The integration of PTCL Smart Cloud into Aik’s operations marks a significant milestone in Pakistan’s evolving financial technology landscape. As digital adoption continues to accelerate, financial institutions face mounting pressure to provide platforms that are not only user-friendly but also backed by secure and efficient infrastructure. The collaboration between Aik and PTCL addresses this challenge head-on, combining the strengths of a pioneering Islamic digital bank with the expertise of Pakistan’s largest telecom and ICT provider.
Industry observers see this development as an important step toward building confidence in digital banking solutions. The reliance on secure cloud infrastructure enhances trust among consumers while ensuring that banking services remain uninterrupted during times of increased demand or unforeseen disruptions. In a country where financial inclusion remains a national priority, the ability to deliver stable and accessible digital banking services can play a transformative role.
Aik’s partnership with PTCL reflects a forward-looking approach that goes beyond traditional banking to embrace technology as the backbone of growth. By aligning with a national telecom leader, Aik is laying down a foundation not just for operational resilience but also for long-term innovation in Islamic digital finance.
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