At the IAMTN Global Summit 2025, Murtaza Ali, Chief Executive Officer of JazzCash, joined global fintech leaders to spotlight how leadership and digital technology are reshaping the future of international remittances. Speaking during a high-level panel discussion, he underscored the transformation of Pakistan’s remittance landscape, shifting from mere convenience to meaningful empowerment.
Ali noted that in FY25, Pakistan recorded an unprecedented $38.3 billion in remittance inflows, a milestone driven largely by the rapid adoption of digital financial services. He emphasized how these flows are more than just financial transactions; they represent real human stories, connecting families and enabling economic participation on a wider scale.
“Every transaction that moves through a digital channel carries a human story a freelancer’s pride, a son’s promise, a mother’s relief,” Ali said. “Through JazzCash, millions of Pakistanis now send and receive remittances safely and instantly, creating financial footprints that open doors to savings, insurance, and credit. This bridges them to the formal economy.”
Ali highlighted that the surge in digital remittances is creating new economic opportunities, both for households and businesses. So far in 2025, JazzCash has processed more than 4.7 million remittance transactions, with projections to reach 7 million by year-end. This growth reflects the platform’s expanding role as a key enabler of financial connectivity for millions of overseas Pakistanis and their families.
A key aspect of JazzCash’s ecosystem is its growing freelancer community. With over 600,000 active freelancer accounts, the platform enables digital professionals to receive global payments instantly, securely, and at scale. According to Ali, this has played a pivotal role in fueling Pakistan’s freelance economy, offering individuals greater control over their earnings and financial planning.
Another critical highlight of his address was the impact of remittances on women’s economic empowerment. One in three JazzCash users is a woman, many of whom channel remittance inflows into supporting households or investing in small-scale enterprises. Ali described this as a powerful indicator of how digital financial services can serve as a catalyst for inclusive economic growth.
“Every transaction is a relationship built on confidence,” Ali said. “At JazzCash, technology walks hand in hand with responsibility every payment is verified, every partner is regulated, and every customer is protected. That’s how we scale both transactions and trust.”
Ali further emphasized that the future of fintech leadership lies in human-centered design, where trust and inclusion drive technological innovation. “Leadership today isn’t about owning technology; it’s about owning trust,” he stated. “The region is emerging as a digital financial-services hub because we’re pairing innovation with inclusion. At JazzCash, we’re proud to make remittances simpler, faster, and more human.”
The IAMTN Global Summit 2025 convened international experts, regulators, and industry pioneers to explore how digital innovation can enhance cross-border financial connectivity. The discussion reinforced that digital remittances are not just reshaping financial ecosystems but also strengthening communities and driving inclusive development.
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