Pakistan’s Services Exports Surge as IT and Other Business Services Lead Growth
Pakistan’s services exports rose 16.5% in the first five months of FY26, driven by IT and Other Business Services. The shift highlights the growing role of professional and knowledge-based services in the country’s export mix.
Pakistan Pushes Value-Added Critical Minerals to Strengthen Exports and Global Supply Chains
Pakistan is shifting from raw mineral exports to ESG-compliant value-added processing to strengthen foreign exchange earnings and integrate into global critical mineral supply chains, following its first major shipment to the United States under a $500 million agreement.
PakBanker: 2025 Economic Year in Review — Stabilisation, Compression, and the Narrow Bridge to 2026
An in-depth look at Pakistan’s economy in 2025, examining how IMF-backed stabilisation, tight monetary policy and digital governance reforms restored control without reigniting growth, and what this fragile recovery means as the country heads into 2026.
When Finance Stops Believing
Pakistan’s financial system continues to function smoothly, but credit allocation has become selective, reflecting a narrowing of confidence and ambition. Short-term lending retreats while long-term credit persists out of compulsion, highlighting how banks prioritize stability and certainty over risk-taking, and how digitisation professionalizes restraint rather than reviving broad economic belief.
Pakistan’s EMIs and the Arithmetic of Payments
Pakistan’s electronic money institutions face structural challenges in a rapidly digitising retail payments ecosystem. High transaction volumes, low wallet retention, and competition from branchless banking and Raast’s instant rails are shaping the survival and consolidation of EMIs, highlighting the intersection of technology, regulation, and financial incentives.
Making Farms Legible: How Tech and Finance Are Quietly Rewriting Pakistan’s Agricultural Economy
Pakistan’s agricultural sector is undergoing a quiet transformation as technology and formal finance bring transparency, traceability, and risk management to farms. Digitisation, agri-tech platforms, and parametric insurance are enabling banks and insurers to confidently expand lending, making agriculture increasingly bankable and resilient against climate and market volatility.
F3: Trust Deficit in a Youth-Driven Economy: Why Pakistan’s Next Generation Still Fears Digital Payments
Despite being digitally savvy, Pakistan’s youth remain hesitant to adopt digital payments due to trust issues, household influence, fear of loss, inconsistent merchant practices, and limited financial awareness. Addressing these barriers is essential for accelerating the country’s transition to a youth-driven digital economy.
F3: Building the Digital Commerce Engine: How Data, Ecosystem Cooperation, and Merchant Economics Will Shape Pakistan’s Cashless Future
Insights from Fintech Forward Forum 2025 on how data integration, merchant economics, and logistics coordination will determine the future of digital commerce and digital payments adoption in Pakistan.
F3: Breaking the Collaboration Barrier: How Structural Readiness and Partner Mindsets Shape Bank,Fintech Relationships in Pakistan
Insights from Fintech Forward Forum 2025 on why bank–fintech collaboration in Pakistan depends on execution readiness, internal alignment, and multi-year structural reform rather than intent alone.
F3: The Missing Technical Link: Why Integration, Protocol Literacy, and Regulatory Gaps Slow Down Pakistan’s Open Banking Ambitions
An in-depth look at how technical integration challenges, protocol literacy gaps, and regulatory uncertainty are slowing Pakistan’s open banking progress, based on insights from Fintech Forward Forum 2025.