Dubai Islamic Bank Pakistan has announced the appointment of Mr. Amir Altaf as Regional Head, Credit Approval, marking a significant addition to the bank’s leadership as it continues to enhance its credit governance and risk review structure. With almost three decades of extensive experience across multiple banking functions, Mr. Amir brings a deep understanding of credit management, portfolio oversight, and risk evaluation to his new role.
Throughout an accomplished career spanning nearly 30 years, Mr. Amir has served in various senior capacities, beginning with foundational roles in Corporate Branch Banking and progressing through multiple leadership positions across Corporate Banking. He later served as Credit Portfolio Manager, gaining first-hand experience in managing diverse corporate relationships and credit exposures. His exposure to different operational and strategic areas has equipped him with a comprehensive view of credit ecosystems within large financial institutions.
For the past 18 years, he has been deeply involved in the Credit Review discipline, where he managed portfolios across Corporate, Investment, and Retail Banking. His responsibilities extended beyond domestic operations, as he also oversaw credit review for MCB Bank’s Sri Lanka operations, demonstrating his ability to manage cross-border risk frameworks and international regulatory environments.
Before joining Dubai Islamic Bank Pakistan, Mr. Amir held the position of Divisional Head Credit Risk at MCB Bank. His leadership in credit risk provided oversight for complex portfolios, ensuring adherence to regulatory standards, internal policy frameworks, and prudent credit decision-making. His work contributed significantly to the strengthening of risk governance, monitoring mechanisms, and credit evaluation processes across the bank.
Mr. Amir holds an MBA in Finance and has completed several advanced professional trainings in credit, risk management, and portfolio analysis. His professional development reflects a consistent commitment to excellence and a dedication to staying aligned with global best practices in credit governance. Colleagues and industry professionals recognize him for his analytical capabilities, strong leadership presence, and disciplined approach to credit oversight.
Dubai Islamic Bank Pakistan emphasized that Mr. Amir’s appointment comes at a time when the bank is focused on strengthening its risk governance framework and enhancing the rigor of its credit approval processes. As digital finance, fintech collaboration, and new financial products continue to reshape the banking environment, institutions require seasoned leadership capable of balancing innovation with responsible credit risk management.
With his diverse experience and strategic mindset, Mr. Amir is expected to play a critical role in advancing the bank’s credit review and approval landscape. His background in managing multi-segment portfolios, navigating complex credit environments, and implementing strong governance structures will contribute to Dubai Islamic Bank Pakistan’s commitment to maintaining high-quality credit standards.
The bank extended a warm welcome to Mr. Amir Altaf and expressed confidence that his expertise will further reinforce the institution’s commitment to disciplined credit practices and sustainable risk management. His appointment reflects the bank’s ongoing focus on building a resilient leadership team prepared for the evolving dynamics of Pakistan’s modern banking ecosystem.
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