Lucky Investments Launches Islamic Pension Fund to Promote Ethical Retirement Planning

Lucky Investments Limited, a full-fledged Islamic asset management company under the Yunus Brothers Group, has announced the launch of its Lucky Islamic Pension Fund (LIPF), a Shariah-compliant retirement savings solution designed to help individuals build long-term financial security through ethical and disciplined investing. The introduction of LIPF marks a significant step in Pakistan’s evolving Islamic finance ecosystem and aligns with the government’s broader plan to transition the national financial system toward Shariah-compliant practices by 2028.

The fund represents Lucky Investments’ commitment to expanding access to responsible, values-driven investment products that deliver performance without compromising on Islamic principles. LIPF provides savers with a structured framework to accumulate retirement wealth while adhering strictly to Shariah guidelines, creating a blend of financial growth and ethical assurance.

The Fund will allocate capital across Shariah-compliant equities, Sukuk, Islamic money market instruments, and other approved avenues, offering participants a long-term balance between growth potential and capital preservation. This diversified approach aims to meet the varied needs of young professionals, entrepreneurs, and salaried individuals planning for a secure retirement.

At the official launch, Mohammad Shoaib, CFA, Chief Executive Officer of Lucky Investments, emphasized the fund’s purpose: “With the Lucky Islamic Pension Fund, we are enabling individuals to plan for retirement with dignity and peace of mind. This is not merely a financial product; it is a commitment to ensuring that one’s life savings grow responsibly, transparently, and in alignment with one’s values.”

He further added, “We believe wealth should be built ethically and intentionally. LIPF is designed to serve people at every life stage, offering a path for individuals to take control of their financial future while remaining aligned with their principles.”

The Lucky Islamic Pension Fund features four investment sub-funds—Equity, Debt, Money Market, and Gold—allowing participants to select or combine portfolios according to their risk appetite and retirement planning requirements. All investments will be professionally managed and supervised by the Fund’s Shariah Advisor, Mufti Muhammad Hassaan Kaleem, ensuring adherence to Islamic financial principles throughout the fund’s operations.

Lucky Investments Limited has established itself as a trusted Islamic asset management company within the Yunus Brothers Group, known for governance, innovation, and reliability. Led by Muhammad Shoaib, CFA, a pioneer in Pakistan’s Islamic asset management sector, the company manages over Rs100 billion in assets across a growing suite of Shariah-compliant investment solutions. The launch of LIPF further strengthens the company’s mission to integrate ethical finance with long-term wealth creation, setting a benchmark for retirement planning in Pakistan’s Islamic finance landscape.

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