NIBAF Pakistan conducted a specialised technical session on the functions of the Infrastructure, Housing and SME Finance Department (IMID) for officers participating in the State Bank Officers Training Scheme (SBOTS-28). The session was held on September 14, 2026, at the NIBAF Pakistan Islamabad Campus as part of the training programme for State Bank of Pakistan officers.
The session focused on the role and functions of IMID and provided trainee officers with an overview of the department’s work in areas connected with housing finance, infrastructure development and financing for Small and Medium Enterprises. The module was designed to give participants a better understanding of the State Bank of Pakistan’s initiatives and regulatory framework in these sectors.
Mr. Ather Nabeel Mir, Senior Joint Director of IMID at the State Bank of Pakistan, facilitated the technical session. His participation provided the trainee officers with an opportunity to learn directly about the department’s responsibilities, regulatory policies and financing initiatives relevant to Pakistan’s financial and economic sectors.
During the session, participants were briefed on strategic initiatives undertaken by the State Bank of Pakistan to support housing construction across the country. Housing finance remains an important area of financial sector development, with policy measures and financing schemes aimed at improving access to funding for construction and related activities.
The training also covered initiatives associated with infrastructure projects. Infrastructure financing is an important component of economic activity because projects in areas such as construction and development require substantial long-term funding. The session provided trainee officers with insights into the regulatory and financing mechanisms relevant to this segment.
Another major area discussed during the programme was financing for Small and Medium Enterprises. Small and Medium Enterprises play a significant role in economic activity and employment, while access to formal financing remains an important requirement for their expansion. The session introduced officers to the State Bank of Pakistan’s policies and financing schemes aimed at supporting growth in this segment.
The technical module was part of SBOTS-28, which provides structured professional training to officers of the State Bank of Pakistan. Such sessions allow trainee officers to develop an understanding of the different departments, regulatory functions and policy areas that they may encounter during their careers at the central bank.
NIBAF Pakistan’s Islamabad Campus hosted the programme, bringing together the trainee officers and the facilitator for the specialised discussion. The session on IMID was focused on practical and regulatory aspects of the department’s functions, allowing participants to connect their training with the State Bank of Pakistan’s role in supporting financing across key areas of the economy. The programme also highlighted the connection between financial sector regulation and broader economic development. Housing construction, infrastructure projects and Small and Medium Enterprise growth all require appropriate financing channels, while regulatory policies help shape how financial institutions provide funding to these sectors.
By covering the functions of IMID, the session provided SBOTS-28 officers with a broader understanding of the State Bank of Pakistan’s strategic initiatives and financing frameworks. The training is intended to strengthen the knowledge of officers as they progress through the State Bank Officers Training Scheme and take on responsibilities within the central bank. The September 14 session reflects NIBAF Pakistan’s role in providing specialised training and professional development for banking and central banking personnel. Through subject-focused modules such as the IMID session, trainee officers are exposed to the regulatory, policy and financing functions that form part of Pakistan’s financial system.
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