The Government of Pakistan, through the Pak EXIM-administered Export Finance Scheme (E-EFS), is facilitating exporters’ access to affordable working capital financing through participating financial institutions. The scheme is designed to support businesses involved in exports by providing access to financing that can help them manage expenses during different stages of the export process. By making working capital available through participating banks, the initiative seeks to assist exporters in meeting financial requirements associated with production, procurement and the fulfilment of international orders.
Under the E-EFS, exporters can approach participating financial institutions to seek working capital financing for their export-related requirements. The financing can support businesses from the stage of securing raw materials through to fulfilling export orders, providing access to funds needed to keep their export activities moving. The scheme places participating commercial banks and other financial institutions at the centre of the financing process, allowing exporters to apply through their respective banking channels.
The initiative is part of broader efforts to support Pakistan’s export sector and strengthen access to finance for businesses engaged in international trade. Working capital requirements can arise at multiple points in the export cycle, including the purchase of raw materials, preparation of goods and fulfilment of customer orders. Access to financing can therefore provide exporters with funds to manage these requirements while continuing their business operations and meeting export commitments.
Exporters interested in applying under the E-EFS have been advised to contact their bank, with a list of participating financial institutions available under the scheme. The participating institutions include Allied Bank Limited, Al Baraka Bank Pakistan Ltd., Askari Bank, Bank Alfalah Limited, Bank AL Habib Limited, Bank of Khyber, The Bank of Punjab, BankIslami, Dubai Islamic Bank, Faysal Bank Limited, First Women Bank Limited, Habib Metropolitan Bank, Habib Bank Limited, JS Bank, MCB Bank Limited, MCB Islamic Bank Ltd., Meezan Bank Limited, National Bank of Pakistan, Samba Bank Limited, Sindh Bank Limited, Soneri Bank Limited, Standard Chartered Bank (Pakistan) Limited, Bank Makramah Ltd. and United Bank Limited.
The wide network of participating institutions gives exporters multiple banking channels through which they can seek information and apply for financing under the scheme. The participation of conventional and Islamic banking institutions also provides exporters with different options when approaching banks for their export-related working capital requirements. Individual exporters can contact their respective participating bank to understand the applicable financing process and requirements.
Pak EXIM has also provided a dedicated channel for guidance, queries and complaints related to the Export Finance Scheme. Exporters requiring assistance can contact support.eefs@eximbank.gov.pk for information and support concerning the programme. The availability of a dedicated contact channel provides businesses with a point of communication for questions that may arise during the application or financing process.
The scheme also reflects the involvement of key government and financial-sector institutions in supporting export activity. The Government of Pakistan and the State Bank of Pakistan are associated with the broader framework supporting the initiative, while participating financial institutions provide the financing channel through which exporters can access working capital. Through the E-EFS, the government is seeking to support exporters’ financing needs and contribute to an export-led approach to economic activity by improving access to funds required during the export cycle.
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