A fresh batch of aspiring central bankers under the State Bank Officer Training Scheme (SBOTS-27) had the unique opportunity this week to engage in candid discussions with Deputy Governor of the State Bank of Pakistan, Saleemullah. The event, held on the evening of July 8, 2025, served as a platform for the country’s upcoming banking professionals to explore the challenges and opportunities shaping Pakistan’s financial landscape directly with one of its key regulators.
As part of the State Bank’s continued commitment to grooming skilled human capital for the financial sector, the SBOTS initiative regularly hosts interactive sessions where top executives share first-hand perspectives on monetary policy, regulatory frameworks, and economic resilience. This latest talk with Saleemullah was no exception, covering a wide range of topics from financial inclusion and digital banking expansion to the complexities of maintaining macroeconomic stability in a volatile global environment.
During the evening discussion, Saleemullah spoke about the growing importance of technological adaptation in banking operations. He highlighted how Pakistan’s financial ecosystem is undergoing rapid transformation, with digital channels now driving a substantial share of transactions. From mobile wallets to real-time payment gateways, the industry is evolving at a pace that demands continuous innovation and proactive regulation. The Deputy Governor stressed that future central bankers must be prepared to handle emerging digital risks while also fostering an environment that encourages fintech growth and broader access to financial services.
Saleemullah also touched on the crucial balancing act performed by the central bank in managing inflationary pressures, stabilizing the currency, and safeguarding the country’s external reserves. He outlined the measures the State Bank has been pursuing to support economic growth while keeping an eye on potential external shocks. For the young officers, this was a chance to appreciate the intricate interplay of domestic policy decisions and global market dynamics that directly influence Pakistan’s economic trajectory.
The trainees of SBOTS-27 took the opportunity to raise thoughtful questions, ranging from the future role of artificial intelligence in regulatory oversight to the expected trajectory of interest rates given the country’s external financing needs. Saleemullah encouraged them to remain curious and build a career grounded in integrity, analytical depth, and public service.
The State Bank Officer Training Scheme stands as a flagship program for nurturing Pakistan’s next generation of banking leaders. With each batch, the central bank aims to equip young professionals not only with technical expertise but also a strategic vision of how sound monetary and regulatory policies can shape economic outcomes.
By fostering direct dialogue between new entrants and the institution’s leadership, these sessions help embed a deeper understanding of both opportunities and responsibilities that come with roles in financial governance. As Pakistan’s banking sector becomes increasingly digital and globally interconnected, such engagements are proving vital in preparing future officers to navigate a more complex financial ecosystem.