JS Bank Reports 52% Decline in 9MFY25 Profit to Rs6.09 Billion Amid Rising Costs and Lower Income
JS Bank Limited (PSX: JSBL) has reported a 52% year-on-year decline in profit for the nine months ended September 30, 2025, to Rs6.09 billion. The fall in earnings was driven by a contraction in net interest income and a sharp rise in operating expenses, despite gains from securities and higher fee-based revenues.
Faysal Bank Posts Rs15.5bn Profit for 9MFY25, Announces Rs1.5 per Share Dividend
Faysal Bank Limited posted a profit after tax of Rs15.55 billion for the nine months ended September 2025, down 24% year-on-year, and declared a Rs1.50 per share dividend. Despite higher expenses and tax pressure, the bank showed strong other income growth, improved asset quality, and continued investment in its digital and Islamic banking transformation.
Bank Deposit Rate Declines by 41bps in July as Lending Costs Rise
Pakistan’s bank deposit rate fell by 41bps in July 2025 to 2.98 percent, while lending rates rose to 11.99 percent, widening the banking sector spread to 901bps. The decline leaves real deposit returns in negative territory, highlighting challenges for savers even as banks benefit from stronger profitability margins.
Pakistani Banks Gain Momentum as Fitch Sees Brighter Economic Outlook
Fitch Ratings has upgraded Pakistan’s credit profile, signaling better economic prospects for the country’s banking sector. With inflation easing, interest rates reduced, and stronger capital buffers, Pakistani banks are expected to expand private-sector lending and strengthen profitability in the coming years.