NIBAF Pakistan Trains Banking Professionals on SBP Refinance Schemes
NIBAF Pakistan conducted a two-day capacity-building session on December 11–12, 2025, focusing on SBP refinance schemes to enhance participants’ understanding of regulatory frameworks, operational mechanisms, and effective implementation.
How Pakistan’s Inefficient Loan Recovery Laws Are Limiting Private Sector Credit
Pakistan’s banks face high non-performing loans and limited private-sector lending due to weak loan recovery laws and slow judicial processes, leaving SMEs, farmers, and consumers underserved.
Allied Bank Appoints Shahid Saleem as Divisional Head for Risk Review Department
Shahid Saleem joins Allied Bank Limited as Divisional Head of Risk Review, bringing extensive expertise in banking operations, compliance, and risk management to strengthen the bank’s governance and internal controls.
Banks Pull Back Liquidity as NBFI Growth Reverses in FY25
Pakistan’s non-bank financial institutions face a sharp liquidity reversal as banks retire Rs340bn during July–November FY25, reversing the ADR-driven surge seen in 2024.
State Bank of Pakistan Maintains Policy Rate at 11 Percent Amid Inflation and Economic Challenges
The State Bank of Pakistan has kept its policy rate unchanged at 11 percent, reflecting caution over rising inflation, flood-related disruptions, and weak growth indicators across the national economy.
Habib Metropolitan Bank Records Rs17.76 Billion Profit in 9MFY25 Despite Cost Pressures and Tax Hike
Habib Metropolitan Bank Limited (PSX: HMB) posted a consolidated profit after tax of Rs17.76 billion for 9MFY25, marking a 9.7% decline year-on-year. Despite rising operating expenses and higher taxation, the bank sustained growth in non-mark-up income, driven by strong gains on securities and higher foreign exchange earnings.
Bank Islami Pakistan’s Profit Plunges 50% in 9MFY25 Amid Rising Costs and Lower Yields
Bank Islami Pakistan Limited (PSX: BIPL) reports a sharp 50% decline in profit after tax for the nine months ended September 30, 2025, driven by compressed net profit margins, higher operating costs, and lower yields, despite strong securities gains and improved fee income.
NBP and NCCPL Partner to Strengthen Banking and Capital Markets Integration
NBP and NCCPL have signed an MoU to deepen collaboration between banking and capital markets in Pakistan. The partnership focuses on margin trading financing, custodian clearing membership, and liquidity enhancement to strengthen the country’s financial ecosystem and attract broader investor participation.
MCB Bank’s Profit Falls 15.5% in 9MFY25 Amid Lower Interest Income and Rising Costs
MCB Bank reported a 15.5% year-on-year decline in net profit for 9MFY25, driven by lower interest income and rising costs. While non-markup income and associate profits improved, increased expenses and credit loss provisions weighed on overall profitability.
NIBAF Strengthens Compliance Knowledge with Training on SBP Regulations for Commercial Remittances
NIBAF Pakistan conducted a focused training session on SBP Regulations for Commercial Remittances on October 21, 2025, in Karachi. Led by Mr. Ejaz Ahmed Qadri, the program enhanced participants’ understanding of regulatory frameworks, compliance standards, and best practices for cross-border transactions.

