Pakistan Banks Association Chairman Urges Strategic Paradigm Shift Toward Productivity and Efficient Capital Allocation
Pakistan Banks Association Chairman Zafar Masud outlines a comprehensive financial strategy focusing on export discipline, human capital investment, and technological integration to drive economic growth.
When Finance Stops Believing
Pakistan’s financial system continues to function smoothly, but credit allocation has become selective, reflecting a narrowing of confidence and ambition. Short-term lending retreats while long-term credit persists out of compulsion, highlighting how banks prioritize stability and certainty over risk-taking, and how digitisation professionalizes restraint rather than reviving broad economic belief.