

Fintech Forward Forum 2025: Pakistan at the Crossroads of Financial Innovation
The Fintech Forward Forum 2025 will convene regulators, bankers, fintech leaders, and investors in Karachi to explore Pakistan’s evolving financial innovation landscape, with sessions on payments, virtual assets, CBDCs, and AI in banking.

Digital Dividends or Digital Drains? Pakistan’s Uneven E-Banking Journey
Pakistan’s banks have invested heavily in digital channels over the past two decades, but profitability remains uneven. ATMs continue to deliver value, while mobile and e-commerce platforms drag on returns. A deeper focus on trust, design, and sequencing may determine whether digital finance becomes a dividend or a drain.

Bank Alfalah Introduces Pakistan’s First Prepaid Card to Redefine Digital Payments
Bank Alfalah has launched Pakistan’s first prepaid card, offering customers a seamless, rewarding, and accessible payment solution powered by Visa and integrated with Raast.

Pakistan Banking Perspective 2025: Resilience, Transformation, and the Road Ahead
KPMG’s Pakistan Banking Perspective 2025 report highlights sector resilience, digital banking expansion, and the transition toward a fully Islamic banking system by 2028 amid global and domestic challenges.

SECP Introduces Standardized Board Resolution Format for Corporate Account Opening
The Securities and Exchange Commission of Pakistan (SECP) has issued a standardized format for Board resolutions for corporate account opening, simplifying the process for companies and enabling digital verification through electronic signatures and QR codes.

HBL Partners with Mastercard to Launch Business Debit Cards for Pakistan’s SMEs
HBL, in collaboration with Mastercard, has introduced Business Debit Cards tailored for SMEs, enabling secure, digital transactions while supporting Pakistan’s cashless economy and promoting financial inclusion for small businesses and entrepreneurs.

easypaisa Digital Bank Reports Rs. 3.64 Billion Profit Before Tax in H1 2025 Amid Strong User Growth
easypaisa digital bank has reported a profit before tax of Rs. 3.64 billion for the first half of 2025, reflecting 39.4% growth. The surge was fueled by higher digital lending, rising transaction volumes, and strong customer adoption, with active users crossing 18.2 million and deposits reaching Rs. 94.7 billion.

JS Bank Posts PKR 3.49 Billion PBT in 1H 2025 as Current Deposits Cross PKR 200 Billion
JS Bank Limited reported PKR 3.49 billion profit before tax in 1H 2025, with total income rising 10% to PKR 21.37 billion. Despite lower forex earnings and higher credit loss allowances, the bank achieved a key milestone as current account deposits crossed PKR 200 billion, strengthening liquidity and reducing funding costs.

Former JS Bank IT Head Joins Bank Islami Aik Digital as CIO to Drive Faith-Based Tech Transformation
Former JS Bank IT head takes on new role as Chief Information Officer at Bank Islami Aik Digital, aiming to establish world-class technology infrastructure and strengthen Islamic, ribah-free digital banking in Pakistan.

Punjab Provincial Cooperative Bank Partners with TouchPoint to Enhance ATM Services
Punjab Provincial Cooperative Bank Limited has signed an agreement with TouchPoint to strengthen its ATM services, aiming to improve reliability, uptime, and customer satisfaction while advancing its digital banking strategy.