Bank Deposit Rate Declines by 41bps in July as Lending Costs Rise
Pakistan’s bank deposit rate fell by 41bps in July 2025 to 2.98 percent, while lending rates rose to 11.99 percent, widening the banking sector spread to 901bps. The decline leaves real deposit returns in negative territory, highlighting challenges for savers even as banks benefit from stronger profitability margins.
Foreign Investors Repatriate $2.22 Billion in Profits from Pakistan in FY25: SBP Report
The State Bank of Pakistan reported $2.22 billion in profit repatriation by foreign investors for FY25, reflecting sustained activity in manufacturing and energy sectors, while financial sector returns declined. The figures highlight investor confidence and are monitored under SBP’s broader external account management framework.