Bank Deposit Rate Declines by 41bps in July as Lending Costs Rise
Pakistan’s bank deposit rate fell by 41bps in July 2025 to 2.98 percent, while lending rates rose to 11.99 percent, widening the banking sector spread to 901bps. The decline leaves real deposit returns in negative territory, highlighting challenges for savers even as banks benefit from stronger profitability margins.
KSE-100 Dips After Volatile Session Despite Early Rally on Stable Policy Rate
The KSE-100 Index closed lower after a volatile session on Tuesday, giving up early gains sparked by the SBP’s decision to maintain interest rates. Market momentum was cut short by late-session profit-taking, reflecting mixed investor sentiment amid budget season uncertainty.