Pakistan Bank Deposit Rates Increase to 5.05% in December 2025, Real Returns Turn Positive
Bank deposit rates in Pakistan rose to 5.05% in December 2025, marking a positive shift in real returns and signaling increased saver confidence, while lending rates eased to 11.32%.
Bank Deposit Rates Slide to 3.35% in June Amid Persistent Negative Real Returns
Pakistan’s average bank deposit rate declined by 14 basis points to 3.35% in June 2025, with real returns staying negative amid stubborn inflation. The latest SBP data reflects tightening spreads and ongoing pressure on savers despite a growing deposit base.