HBL Expects Net Interest Margins to Improve on Higher Lending Rates in 2026
Habib Bank Limited expects net interest margins to improve in Q3CY26 as lending rates reprice following the 100 basis point rate hike, while deposits continue to grow.
SBP Monetary Policy Transmission: Market Interest Rates Adjust to Policy Rate Changes
State Bank of Pakistan says monetary easing lowered market rates, while the April 2026 rate hike to 11.5% has begun transmitting to money market and lending rates.
Pakistan Banking Spreads Narrow as Lending Rates Drop to 11 Percent in February 2026
State Bank of Pakistan data shows a sharp decline in weighted average lending rates to 11.02% as banking spreads contract to 5.98% amid shifting monetary conditions.
Pakistan Banking Spread Narrows as Lending Rates Drop Sharply in February 2026
SBP data reveals a decline in weighted average lending rates to 11.02 percent and a slight rise in deposit returns, leading to a narrowed banking spread of 5.98 percent.
Pakistan’s Banking Sector Records Decline in Deposit and Lending Rates Amid Monetary Easing
Pakistan’s banking sector witnessed a decline in both deposit and lending rates during August 2025 as monetary easing continued, widening spreads and reshaping returns for depositors and borrowers.