NIBAF Concludes Islamic Banking Certificate Course (IBCC-71 – Module 3) at Lahore Campus
NIBAF Pakistan successfully completed Module 3 of the Islamic Banking Certificate Course (IBCC-71) at its Lahore campus, training 30 commercial bank officers under the guidance of Mufti Rafay Usmani, with a final assessment on August 23, 2025.
Allied Bank ADR Hits Record Low as Advances Decline and Investments Surge in H1 2025
Allied Bank Limited reported a sharp decline in its Advances-to-Deposit Ratio to below 33% in H1 2025, with investments surging by Rs950 billion. While deposits grew 11%, profitability was pressured by rising costs and lower interest income.
Bank of Khyber Delivers 117% Profit Growth in H1 2025 Driven by Income Expansion and Credit Reversals
Bank of Khyber posted a 117% profit surge in H1 2025 with Rs 3.37 billion net income, driven by strong income growth, improved asset quality, and credit loss reversals, making it a standout performer in Pakistan’s banking sector.
Bank Deposit Rate Declines by 41bps in July as Lending Costs Rise
Pakistan’s bank deposit rate fell by 41bps in July 2025 to 2.98 percent, while lending rates rose to 11.99 percent, widening the banking sector spread to 901bps. The decline leaves real deposit returns in negative territory, highlighting challenges for savers even as banks benefit from stronger profitability margins.
BankIslami Sees Profit Drop by 37% in Half-Year FY25 as Expenses Surge
BankIslami Pakistan Limited’s profit after tax fell 37% in the half year ended June 30, 2025, to Rs4.41 billion due to rising expenses and lower income. While fee, dividend, and securities income grew strongly, surging operating costs weighed heavily on overall profitability.
Allied Bank Reports 25% Profit Decline in First Half of 2025 Amid Rate Cuts and Rising Costs
Allied Bank Limited posted a 25% decline in net profit for the first half of 2025, as interest margins narrowed due to SBP’s monetary easing and costs continued to rise. Despite the dip, the Bank announced a Rs4 per share interim dividend, highlighting its focus on shareholder returns and income diversification.
Askari Bank to Redeem Rs. 6 Billion in Term Finance Certificates via Call Option
Askari Bank Limited will fully redeem its Rs. 6 billion Term Finance Certificates on September 17, 2025, exercising its Call Option as part of its capital management strategy.
Habib Metropolitan Bank Reports Slight Half-Year Profit Growth Despite Higher Expenses
Habib Metropolitan Bank reported a marginal 0.36% rise in half-year profit to Rs12.01 billion, supported by higher interest and non-interest income, but weighed down by rising operating expenses and taxes.
Allied Bank and LUMS Join Forces to Advance Blockchain Research and Talent Development in Pakistan
Allied Bank partners with LUMS’ CeDAR to drive blockchain research, pilot digital asset initiatives, and develop future talent, marking a strategic step in advancing Pakistan’s digital finance landscape.
Bank Alfalah Posts PKR 15.27 Billion Profit in 1H 2025, Focuses on Digital Growth and Strategic Lending
Bank Alfalah reported PKR 15.27 billion profit after tax for the first half of 2025, maintaining strong capital reserves and advancing its strategy in corporate, SME, and digital banking growth despite market challenges.