Pakistan Banks Engage Zarkhez-e Program Highlighting Incentives and Risk Mitigation
Pakistan Banks Association (PBA) affirms voluntary participation in Zarkhez-e (Asaan Digital Zarai Qarza) initiative, emphasizing government-backed incentives, risk mitigation measures, and digital verification tools that make lending commercially viable.
PBA and SBP Conduct Pakistan’s First Industry-Wide Cyber Drill to Boost Cyber Resilience
Pakistan Banks’ Association, in collaboration with the State Bank of Pakistan, launches the country’s first industry-wide cyber security drill to enhance cyber resilience across financial institutions.
SBP and PBA Launch Awareness Campaign Against Fraudulent Double-Return Schemes
The State Bank of Pakistan and Pakistan Banks’ Association issue a public advisory warning citizens about investment scams promising unrealistic double returns, urging verification with authorized financial institutions.
Pakistan Banks Association Unveils New Executive Committee for 2025–2027
Pakistan Banks Association has announced its new Executive Committee for 2025–2027, led by Zafar Masud, focusing on inclusive leadership, innovation and collaboration across the banking sector.
Pakistan Banking Sector Advance-to-Deposit Ratio Hits 38% as Private Lending Surges
Pakistan’s banking sector ADR rose to 38% by November 2025, supported by Rs1.5 trillion in private sector credit. PBA cites fiscal borrowing and high cash economy as key constraints on further lending growth.
Zafar Masud Named Chairman of Pakistan Banks Association, Strengthening Industry Leadership
Zafar Masud has been appointed Chairman of the Pakistan Banks Association, reflecting strong confidence in his leadership and vision at a critical time for Pakistan’s banking sector.
PBA Constitutes New Executive Committee, Zafar Masud Elected Chairman
The Pakistan Banks Association has announced a new 16-member Executive Committee, with Zafar Masud elected as Chairman, reinforcing the association’s focus on inclusivity, digital innovation, and sustainable economic growth.
Pakistan Banking Sector Fuels Economic Recovery with Rs 1.5 Trillion Private Credit Surge
Pakistan’s banking sector has emerged as a key driver of economic recovery, with private sector lending reaching Rs 1.5 trillion in FY26, boosting manufacturing growth, SME financing, and agricultural credit.
Zarkhez-e Platform Launched to Digitize Agriculture Finance and Support Small Farmers in Pakistan
The Finance Division, SBP, and PBA have launched Zarkhez-e, a digital platform enabling farmers to access financing of up to Rs1 million, along with advisory services, to boost productivity and financial inclusion.
Zarkheze Platform Launched to Digitise Agricultural Finance and Support Small Farmers in Pakistan
Pakistan’s Finance Division, SBP and PBA have launched Zarkheze, a digital platform designed to expand formal agricultural credit, improve productivity and support small farmers through technology-driven financing.

