FrieslandCampina Engro Pakistan Partners with Citi to Strengthen Supplier Financing
FrieslandCampina Engro Pakistan and Citi are using a digital supplier finance platform to provide eligible suppliers with early working capital against approved invoices.
When Finance Stops Believing
Pakistan’s financial system continues to function smoothly, but credit allocation has become selective, reflecting a narrowing of confidence and ambition. Short-term lending retreats while long-term credit persists out of compulsion, highlighting how banks prioritize stability and certainty over risk-taking, and how digitisation professionalizes restraint rather than reviving broad economic belief.