In a major development in Pakistan’s digital banking landscape, seasoned technology leader and banking innovator has taken on a new role at Bank Islami Aik Digital. After an impactful tenure of more than seven years at JS Bank, where he was instrumental in building Zindigi Tech from the ground up, he has now stepped into the position of Chief Information Officer (CIO) at Aik Digital, the digital banking subsidiary of Bank Islami.
During his years at JS Bank, he played a pivotal role in laying the foundation of Zindigi Tech, helping establish it as one of the prominent names in Pakistan’s emerging fintech ecosystem. His departure marks the end of a significant chapter, but also signals the beginning of an ambitious new journey in faith-driven digital banking.
In his farewell note, he expressed gratitude to his colleagues and mentors who shaped his professional growth. Among them, he credited Noman Azhar, Chief Officer of Zindigi, for his distinctive style of support during his time at JS Bank, noting that it kept the work environment dynamic and thought-provoking. He also extended special thanks to Ashfaque Ahmed, Chief Officer at Aik Digital, along with Sohail Sikandar, Chief Operating Officer, and Imran Haleem Shaikh for placing their trust in him as he steps into this critical leadership role at Aik Digital.
As the newly appointed CIO, his mission is clear: to establish world-class technology infrastructure for Aik Digital, drive innovation within its operations, and strengthen its position as a leading player in the Islamic digital finance space. With a focus on digital-first strategies, he aims to align Aik Digital’s banking model with global best practices while preserving the values that set Islamic finance apart.
The new CIO emphasized that his work at Aik Digital will be guided by Islamic finance principles of fairness, transparency, social responsibility, and ethical growth. These values, he stated, are integral to building trust in financial services and ensuring that banking remains free from ribah (interest), aligning with the institution’s commitment to ethical financial practices.
This appointment comes at a time when Islamic digital banking is gaining momentum in Pakistan and across the wider region. With increasing demand for ethical and Shariah-compliant financial solutions, banks are accelerating their efforts to modernize through technology while staying true to their faith-based values. The integration of technology and Islamic finance is expected to open new pathways for financial inclusion, allowing underserved communities greater access to banking services in a transparent and responsible manner.
For Aik Digital, the addition of a seasoned professional with a proven track record in digital transformation signals its intent to not only compete in Pakistan’s growing fintech sector but also to establish itself as a trusted name in Islamic digital banking. The combination of cutting-edge technology with faith-driven principles sets Aik Digital on a distinctive path compared to other players in the market.
Industry observers believe that this leadership transition highlights a broader trend in Pakistan’s financial ecosystem where banks are increasingly investing in digital-first strategies. The appointment reflects how institutions are recognizing the importance of experienced technology leaders who can bridge the gap between traditional banking systems and the digital economy, particularly in the context of Islamic finance.
As he begins this new journey, the CIO expressed excitement for the opportunities ahead, highlighting his ambition to set bold goals, contribute to Aik Digital’s success as a brand, and create an impact not only within the institution but also across the wider Islamic banking ecosystem.
The move underscores a significant step in Pakistan’s transition toward a more inclusive, technology-driven, and values-oriented financial system, with Aik Digital aiming to be at the forefront of this change.