The State Bank of Pakistan has released the latest monthly performance statistics for the Roshan Digital Account framework, indicating steady engagement from the non resident Pakistani community during the closing month of the fiscal year. According to the official data updates, total capital inflows originating from overseas citizens reached three hundred and six million dollars during June two thousand twenty six. This fresh injection of capital contributes to an aggregate cumulative inflow of thirteen thousand three hundred and sixty five million dollars since the inception of this specialized digital banking channel, underscoring its role in bridging overseas funds with the domestic financial system.
When contrasted with the performance metrics recorded during the immediately preceding month, the data indicates a minor contraction in momentum. Inflows during May two thousand twenty six had reached three hundred and twelve million dollars, meaning that the June figures represent a marginal month on month decrease of six million dollars. Despite this slight dip, the broader trend line remains historically high, particularly when compared to the all time monthly record established recently in April two thousand twenty six, when total inward remittances through the platform peaked at three hundred and twenty one million dollars. In terms of user acquisition, the digital platform added ten thousand thirty six newly registered accounts in June, expanding the total network size to nine hundred and forty six thousand two hundred and one accounts.
The central bank report also outlines the operational outflow dynamics, revealing how these foreign funds are utilized or managed by account holders. During June, the collective amount repatriated out of the country or utilized within the local economy stood at one hundred and seventy five million dollars. A deeper look at this figure reveals that actual capital repatriation back to foreign destinations was limited to twenty three million dollars, whereas a much larger volume of one hundred and fifty two million dollars was channeled into the local domestic space for investments or consumption. Consequently, after balancing the fresh inflows against these movements, the net repatriable liability associated with the initiative increased by one hundred and thirty one million dollars over the course of the month.
Taking a broader view of the cumulative historical records since the platform launched, out of the thirteen billion three hundred and sixty five million dollars received, a total of ten thousand five hundred and twenty eight million dollars has been successfully processed through either repatriation or localized use. Within this category, historical data shows that two thousand ninety three million dollars has been sent back abroad by users, while eight thousand four hundred and thirty five million dollars has been deployed within the domestic economy. This leaves the current net repatriable liability standing at two thousand eight hundred and thirty seven million dollars, which translates into twenty one point twenty three percent of the aggregate gross inflows received over time.
The allocation distribution of this remaining net liability reveals exactly where overseas Pakistanis are holding their wealth within the national financial architecture. The largest share of capital continues to favor Islamic Naya Pakistan Certificates, which currently hold twelve hundred and fifty nine million dollars. In comparison, Conventional Naya Pakistan Certificates account for six hundred and forty two million dollars of the remaining funds. Meanwhile, direct balances maintained across various liquid bank accounts stand at seven hundred and twelve million dollars, and active equity market investments on the local stock exchange comprise one hundred and forty five million dollars, with the final seventy eight million dollars categorized under other minor financial liabilities.
Finally, the annual comparison between recent fiscal years points toward an expanding operational footprint for the digital banking initiative. Total capital receipts obtained during the full fiscal year two thousand twenty six reached twenty eight hundred and two million dollars, marking a clear increase over the twenty three hundred and eight million dollars brought in during the fiscal year two thousand twenty five. On the outflow side, total repatriation and local utilization throughout the fiscal year two thousand twenty six rose to nineteen hundred and fifty five million dollars, up from the seventeen hundred and fifty million dollars recorded in the prior fiscal year. This long term expansion demonstrates how the platform has matured since earlier periods, such as July two thousand twenty two, when the platform experienced its highest historical monthly outflow period that lowered the net repatriable liability by three hundred and thirty million dollars.
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