Bank Deposit Rate Falls 9bps To 3.96% In July
Pakistan’s banking sector deposit rate fell 9bps to 3.96% in July 2026, while the lending rate declined to 11.94%, according to official data.
Bank Deposit Rate Declines by 41bps in July as Lending Costs Rise
Pakistan’s bank deposit rate fell by 41bps in July 2025 to 2.98 percent, while lending rates rose to 11.99 percent, widening the banking sector spread to 901bps. The decline leaves real deposit returns in negative territory, highlighting challenges for savers even as banks benefit from stronger profitability margins.