The Central Directorate of National Savings (CDNS) has mobilized Rs325 billion between July 1 and September 10, 2026, achieving its assigned savings mobilization target for the period within just over two months of the new fiscal year. The early performance comes as the institution works toward a total mobilization target of Rs1.53 trillion for fiscal year 2026-27.
The latest results reflect CDNS’s continued role in mobilizing domestic savings and encouraging participation in formal investment channels. Officials attributed the strong performance to improvements in institutional efficiency, rising investor confidence and increased demand for secure, government-backed savings instruments.
CDNS is also placing greater emphasis on Shariah-compliant savings products as part of its efforts to broaden its investor base and increase participation in Islamic finance. The expansion of such products is intended to provide additional options for savers seeking investment instruments that comply with Islamic principles while also supporting the broader domestic savings base.
The institution has previously set dedicated targets for Islamic savings products. During fiscal year 2025-26, CDNS set a target of Rs60 billion for Islamic savings instruments against an overall mobilization target of Rs1.65 trillion. In fiscal year 2024-25, the institution had targeted Rs170 billion in Islamic investments, highlighting its continued focus on expanding this segment.
CDNS has also recorded significant savings mobilization in previous fiscal years. During fiscal year 2023-24, the institution mobilized Rs1.742 trillion, exceeding its target of Rs1.7 trillion. It also achieved the Rs1.6 trillion mobilization target set for fiscal year 2022-23. For fiscal year 2021-22, CDNS initially set a mobilization target of Rs1.3 trillion, which was later revised upward to Rs1.4 trillion following favourable market conditions and stronger resource mobilization. The institution’s recent performance continues to reflect efforts to attract savings through government-backed investment products.
The Rs325 billion mobilization recorded during the opening months of FY2026-27 is expected to support government efforts to strengthen the country’s domestic savings base. CDNS is also focusing on product diversification, digitalization and the expansion of Shariah-compliant offerings as part of its broader strategy to increase participation in formal savings and investment channels. With the full-year target set at Rs1.53 trillion, the early achievement of the initial period target gives CDNS a strong start to FY2026-27. Continued demand for secure savings products, along with wider product choices and greater use of digital channels, is expected to remain important to the institution’s mobilization efforts during the rest of the fiscal year.
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