LogiServe Private Limited, a wholly owned subsidiary of Secure Logistics Trax Group Limited, has officially executed a comprehensive Lending Facility Agreement with Mobilink Microfinance Bank Limited. This corporate collaboration is established to design and deploy a state of the art digital lending mechanism explicitly tailored for small business owners and digital merchants operating within the expansive logistics and e commerce ecosystem of the parent group. The formal signing ceremony took place in Islamabad, bringing together executive leaders from both institutions to finalize the financial partnership.
Under the framework of this newly signed commercial pact, LogiServe will utilize its corporate status as a registered Non Banking Finance Company to oversee the delivery of localized credit lines. Small business owners and active digital merchants tied to the supply chain infrastructure will now have direct, streamlined access to short term working capital financing scaling up to two hundred and fifty thousand Pakistani rupees per applicant. The entire operational cycle of these micro loans, spanning from the initial electronic disbursements to the final recovery schedules, will be managed symmetrically in line with established credit assessment methodologies and the existing Non Banking Finance Company regulatory guidelines mandated by state commissions.
As an immediate result of this microfinance agreement, the available lending capital reserves of LogiServe have increased manifold, providing the subsidiary with substantial fiscal runway to handle a larger volume of merchant loan requests. The company administrative management has further indicated that supplementary financing facilities are currently in the pipeline to maintain this upward lending trajectory and support the evolving financial needs of the digital marketplace. This influx of institutional liquidity is expected to help small retail merchants handle unexpected inventory surges and optimize their cash flow cycles during peak business seasons.
Beyond the fundamental access to direct credit, the merchant loan product bundles an extensive array of valuable corporate benefits and non financial security assets to protect borrowers from operational shocks. Enrolled merchants will instantly become eligible for exclusive commercial discounts and preferential marketing deals across more than ten thousand partner vendors integrated into the wider ecosystem. Furthermore, the partnership introduces vital digital healthcare amenities for entrepreneurial safety, providing account holders with completely free online outpatient department medical consultations.
The risk management framework of the product also features robust insurance safeguards to handle unforeseen personal and professional emergencies. Borrowers will receive medical hospitalization coverage reaching up to two hundred thousand rupees across a network of over three hundred approved panel hospitals nationwide. Additionally, the policy includes comprehensive legal indemnity shields against accidental death, instances of permanent bodily disability, and catastrophic physical loss of business premises due to unexpected disasters, with each security category insured up to the total outstanding loan balance or one million rupees, whichever happens to be less.
Recognizing the crucial role of women in the expanding digital marketplace, the financial model incorporates targeted support mechanisms specifically curated for female entrepreneurs. Female merchants accessing these facilities will receive dedicated family income protection benefits alongside specialized maternity financial allocations to safeguard their commercial ventures during significant life transitions. The implementation of this agreement is fundamentally projected to drive sustained volume expansion across the digital lending business divisions of the parent shipping entity, with corporate leadership promising to share detailed performance metrics and operational milestones as the financial rollout progresses on the ground.
Follow the PakBanker Whatsapp Channel for updates across Pakistan’s banking ecosystem.